全面的 报道 helps pay to repair or replace a covered vehicle from a loss not caused by a 碰撞. It includes a stolen covered vehicle, glass claims 和 windshield repair.
全面的 car insurance can help you recover from a variety of unfortunate events:
If you're responsible for an accident, you’ll need separate 报道s. Your 全面的 报道 won't pay for 碰撞s with:
To help insure yourself against the costs of damage from these 和 other sources, State Farm®提供一系列 汽车pp王者电子官网选择.
这两种pp王者电子官网有什么区别?
全面的 |
碰撞 |
|
|---|---|---|
碰撞或车辆侧翻 |
||
偷来的 |
||
Damage caused by fire, wind, hail, flood, theft, v和alism, falling objects, 和 hitting an animal |
||
需要免赔额 |
全面的 |
碰撞 |
|
|---|---|---|
碰撞或车辆侧翻 |
||
偷来的 |
||
Damage caused by fire, wind, hail, flood, theft, v和alism, falling objects, 和 hitting an animal |
||
需要免赔额 |
全面的 |
碰撞 |
|
|---|---|---|
碰撞或车辆侧翻 |
||
偷来的 |
||
Damage caused by fire, wind, hail, flood, theft, v和alism, falling objects, 和 hitting an animal |
||
需要免赔额 |
Consider how much your car is worth 和 what you are willing to pay out-of-pocket for repairs or replacement of your car.
碰撞的报道 generally does cost more than 全面的 报道.
如果你遭受损失, your 报道 pays to repair the vehicle or the actual cash value of the vehicle minus the deductible that you choose. 你决定你想自付多少钱.
法律因州而异, but almost all states require bodily injury liability 和 property damage liability 报道. However, 全面的 报道 is unlikely to be required in your area. 与你的 州立农场代理 当然.
Ask yourself if the savings from not carrying this 报道 would be enough to offset the risk of having to pay the entire cost of repairing or replacing the vehicle along with these factors:
To determine if you should purchase 全面的 报道, estimate the approximate value of your vehicle through an online resource. A 州立农场代理 can help you determine the value of your vehicle along with how much extra you'd pay to add 全面的 报道.
有保损失, 全面的 报道 may extend beyond your own vehicle to include temporary substitute cars, 最近获得的汽车, 和 cars you're using but aren't owned by anyone in your household.
Depending on the extent of the damage resulting from a loss covered under 全面的 报道, we will decide whether to pay the cost to repair a covered vehicle minus any applicable deductible or whether to pay the actual cash value of the covered vehicle minus any applicable deductible.
如果你租车的话, 或者你是用贷款买的, your lender or financing company will likely require you to buy 全面的 auto insurance because your lessor or lender will want to be protected in case anything happens to your car during the term of your lease or loan.
覆盖选项, 免赔额, 折扣可能会影响你的保单成本, 还有你的驾驶记录, 信用评分(如法律允许), 以及其他第三方报告.
With 全面的 报道, you choose whether you have a deductible 和 how much it is.
T在这里’s a 州立农场代理 ready to offer personalized service to fit your specific needs.
寻求帮助保护您的车辆? 你来对地方了. 文章从 简单的见解 借鉴了州立农场100多年的经验.
State Farm (including 州立农场互助汽车pp王者电子官网公司 和 its subsidiaries 和 affiliates) is not responsible for, 不赞同或赞同, 隐式或显式, the content of any 第三方网站s hyperlinked from this page. 州立农业pp王者电子官网公司无权改变, 更新, 或控制超链接上的内容, 第三方网站. 访问第三方网站的风险由用户自行承担, is being provided for informational purposes only 和 is not a solicitation to buy or sell any of the products which may be referenced on such 第三方网站s.
Please remember that the preceding descriptions contain only a general description of available 报道s 和 are not a statement of contract. All 报道s are subject to all policy provisions 和 applicable endorsements. 覆盖范围可能因州而异. To learn more about auto insurance 报道 in your state, contact your 州立农场代理.
州立农场互助汽车pp王者电子官网公司
国家农场赔偿公司
布卢明顿,
德州州立农场县互助pp王者电子官网公司
理查森,TX
